A mortgage broker works for you. They have access to multiple lenders to find the product and rate that meets your needs. A mortgage specialist at the bank works for the bank. They have access to 1 lender and want to sell their product, not necessarily what is best for you. If you are getting ready to buy, renew or refinance your mortgage, talk to me your Mortgage Alliance Professional, it might save you thousands in unnecessary interest. Contact me @ 647.453.7969 for a free consultation. How much can you afford? Check with our affordability calculator. https://www.mortgagealliance.com/.../affordability.../ Residential / Commercial First time Home Buyer / New to Canada / Rent to Own Program Mortgage Renewal / Refinancing Home Equity Line of Credit Debt Consolidation Second Mortgage Mortgage PreApproval Bad / Low Credit Self Employed Construction Loan, personal Mortgages, 1st, or 2nd Mortgage. Home equity loans. Business loans, small business franchises, etc. Apply online : https://www.mortgagealliance.com/en/sunilvazhavilla/ #Toronto Real Estate Group #Mortgage #Refinance #Renewal# #Debt #SecondMortgage #PreApproval #BadCredit #MortgageAgent #GTA #Scarborough #NorthYork #Toronto #MortgageAlliance #WhyUseABroker #Scarborough #Ajax #Oshawa #Pickering #Whitby#dreamhome #home #firsttimehomebuyers #firsttime #obstacles #homebuyers #homes #house #newhome #secondmortgage LIC# M12000954 AKAL Mortgages - FSCO Lic. # 10845 Independently owned and operated