September market stats are out. Overall assessment - Ava Home Price are up by 17% and Number of Sales are up by 41%. However, the market has very low inventory which means large number of potential buyers and few sellers. This scenario will continue to push home prices high. Please call me at 647-518-0327 for any real estate needs/update. #marketstats #toronto #homepriceappreciation #condo #semidetached #residentialhomes #apartment #realestate #realtor #realtorlife #brampton #ajax #mississauga #buyandsell #canadian #pickering #ryanserhant #marketupdate #torontorealestate #royallepagecanada #gta #yourrealtor #riverdale #durham #townhouses #markettrends

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Credit Scores & Canadian Mortgages: What You Need to Know! Your credit score isn't just a number; it's the key to unlocking your dream home in Canada! Higher scores = Better mortgage rates Strong credit = Smoother approval process Consistent payments = Boosted score Tips on improving your credit score! Pay bills promptly. Lower your debt. Be cautious with new credit. Check your report annually. Got questions? The team at Everything Mortgages is here to help! Check us out for expert advice. #CanadianMortgages #CreditScoreMatters #HomeBuyingTips #EverythingMortgages ☎️647.453.7969 📩 mortgageswithsunil@gmail.com First time Home Buyers / Commercial / Rent to Own Program / Mortgage Renewal / Refinancing / Home Equity Line of Credit / Debt Consolidation / Second Mortgage / Preapproval / Bad / Low Credit / Self Employed /Construction Loan / 1st, or 2nd Mortgage / Home equity loans / Business loans / small business franchises / ** Truck and equipment financing etc ** #GTA #Scarborough #NorthYork #Toronto #Scarborough #Ajax #Oshawa #Pickering #Whitby #firsttime #privatemortgages #homebuyer #mortgage #mortgageadvisor #LowestInterestRates #debtconsolidation LIC # M12000954 EVERYTHING Mortgages - FSCO Lic. # 12755 Independently owned and operated

Lenders typically let you renew your mortgage without penalty 120 to 180 days before your current term ends. They will often send you an early renewal offer during the period. It is important to know that early renewal offers are usually uncompetitive. Your best option is to reach out and explore your options! Contact us ☎️647.453.7969 📩svazhavilla@mortgagealliance.com First time Home Buyers / Commercial / Rent to Own Program / Mortgage Renewal / Refinancing / Home Equity Line of Credit / Debt Consolidation / Second Mortgage / Preapproval / Bad / Low Credit / Self Employed /Construction Loan / 1st, or 2nd Mortgage / Home equity loans / Shared equity Home ownership Program/ Business loans / small business franchises / ******** Truck and equipment financing etc ******* #GTA #Scarborough #NorthYork #Toronto #Scarborough #Ajax #Oshawa #Pickering #Whitby#dreamhome #home #firsttimehomebuyers #firsttime #privatemortgages #homebuyer #mortgage #mortgageexpert #mortgageadvisor #LowestInterestRates #debtconsolidation Ask me for information on home and auto insurance Contact me @ 647.453.7969 for a free consultation. LIC # M12000954 AKAL Mortgages - FSCO Lic. # 10845 Independently owned and operated

If you are shopping for a mortgage, it is essential to know what you need to qualify, but it is also important to understand what could be holding you back from qualifying for a mortgage. Below are 5 points that could be impacting your chances of being approved for a mortgage: Carrying too much debt Poor credit history or not enough credit history Not enough income or assets Not enough of a down payment Unstable employment history If you feel any of the above points could be holding you back from getting approved for a mortgage, reach out. I am armed with solutions for every situation. Contact us ☎️647.453.7969 📩svazhavilla@mortgagealliance.com First time Home Buyers / Commercial / Rent to Own Program / Mortgage Renewal / Refinancing / Home Equity Line of Credit / Debt Consolidation / Second Mortgage / Preapproval / Bad / Low Credit / Self Employed /Construction Loan / 1st, or 2nd Mortgage / Home equity loans / Shared equity Home ownership Program/ Business loans / small business franchises / ******** Truck and equipment financing etc ******* #GTA #Scarborough #NorthYork #Toronto #Scarborough #Ajax #Oshawa #Pickering #Whitby#dreamhome #home #firsttimehomebuyers #firsttime #privatemortgages #homebuyer #mortgage #mortgageexpert #mortgageadvisor #LowestInterestRates #debtconsolidation How much can you afford? Check with our affordability calculator. https://www.mortgagealliance.com/en/SunilVazhavilla/affordability-calculator/ Apply online : https://www.mortgagealliance.com/en/SunilVazhavilla/apply-online/ Ask me for information on home and auto insurance Contact me @ 647.453.7969 for a free consultation. LIC # M12000954 AKAL Mortgages - FSCO Lic. # 10845 Independently owned and operated

To best meet your needs, I have a wide array of products to choose from – banks, private sources, independent lenders, etc. Whether you are looking to explore your options or get a second opinion, the lending options I have available could save you thousands! Contact us ☎️647.453.7969 📩svazhavilla@mortgagealliance.com Commercial / First time Home Buyers / New to Canada / Rent to Own Program / Mortgage Renewal / Refinancing / Home Equity Line of Credit / Debt Consolidation / Second Mortgage / Preapproval / Bad / Low Credit / Self Employed /Construction Loan / personal Mortgages, 1st, or 2nd Mortgage / Home equity loans / Business loans / small business franchises / ***** ******** Truck and equipment financing etc ******* #Mortgage #Refinance #Renewal #MortgageAgent #GTA #Scarborough #NorthYork #Toronto #WhyUseABroker #Scarborough #Ajax #Oshawa #Pickering #Whitby#dreamhome #home #firsttimehomebuyers #firsttime #privatemortgage #privatemortgages #homebuyer #mortgage #mortgageexpert #mortgageadvisor #LowestInterestRates #debtconsolidation #DebtConsolidate How much can you afford? Check with our affordability calculator. https://www.mortgagealliance.com/en/SunilVazhavilla/affordability-calculator/ Apply online : https://www.mortgagealliance.com/en/SunilVazhavilla/apply-online/ Ask me for information on home and auto insurance Contact me @ 647.453.7969 for a free consultation. LIC # M12000954 AKAL Mortgages - FSCO Lic. # 10845 Independently owned and operated

Looking to access the equity in your home? AKAL Mortgages Inc. can help! We offer home equity loans with competitive rates and terms. Contact us ☎️647.453.7969 📩svazhavilla@mortgagealliance.com For more details about the HELOC: https://akalmortgages.com/home-equity-line-of-credit Commercial / First time Home Buyers / New to Canada / Rent to Own Program / Mortgage Renewal / Refinancing / Home Equity Line of Credit / Debt Consolidation / Second Mortgage / Preapproval / Bad / Low Credit / Self Employed /Construction Loan / personal Mortgages, 1st, or 2nd Mortgage / Home equity loans / Business loans / small business franchises / ***** ******** Truck and equipment financing etc ******* #Mortgage #Refinance #Renewal #MortgageAgent #GTA #Scarborough #NorthYork #Toronto #WhyUseABroker #Scarborough #Ajax #Oshawa #Pickering #Whitby#dreamhome #home #firsttimehomebuyers #firsttime #privatemortgage #privatemortgages #homebuyer #mortgage #mortgageexpert #mortgageadvisor #LowestInterestRates #flexiblepaymentoptions #akalmortgagesinc How much can you afford? Check with our affordability calculator. https://www.mortgagealliance.com/en/SunilVazhavilla/affordability-calculator/ Apply online : https://www.mortgagealliance.com/en/SunilVazhavilla/apply-online/ Ask me for information on home and auto insurance Contact me @ 647.453.7969 for a free consultation. LIC # M12000954 AKAL Mortgages - FSCO Lic. # 10845 Independently owned and operated-

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Buying your first home? Send me a message, it's a great time to get in the market! I will help you navigate the process, present you with mortgage options, and ensure you get not only the best rate for your situation but also the terms you need. If you’re looking at potentially buying or investing in real estate, send me a message. I will show you your mortgage options and we can lock in a rate for you Send me a message or give me a call today. ☎️647.453.7969 📩 svazhavilla@mortgagealliance.com Commercial / First time Home Buyers / New to Canada / Rent to Own Program / Mortgage Renewal / Refinancing / Home Equity Line of Credit Debt Consolidation Second Mortgage Preapproval / Bad / Low Credit / Self Employed /Construction Loan / personal Mortgages, 1st, or 2nd Mortgage. Home equity loans. Business loans, small business franchises, Truck and equipment financing etc How much can you afford? Check with our affordability calculator. https://www.mortgagealliance.com/en/SunilVazhavilla/affordability-calculator/ Apply online : https://www.mortgagealliance.com/en/SunilVazhavilla/apply-online/ #Mortgage #Refinance #Renewal# #Debt #SecondMortgage #PreApproval #BadCredit #MortgageAgent #GTA #Scarborough #NorthYork #Toronto #WhyUseABroker #Scarborough #Ajax #Oshawa #Pickering #Whitby#dreamhome #home #firsttimehomebuyers #firsttime #obstacles #homebuyers #homes #house #newhome #secondmortgage#Mortgages #MortgageBroker LIC# M12000954 AKAL Mortgages - FSCO Lic. # 10845 Independently owned and operated

The Stress Test is used for mortgage qualifying purposes only and it is a rate higher than actual mortgage rates. Since it is higher than actual mortgage rates this can impact your borrowing power. As a mortgage professional, I have access to alternate lending options like credit unions and private lenders with alternate qualifying requirements. Reach out to learn more, I'm here to help! Contact me @ 647.453.7969 for a free consultation. Commercial First time Home Buyer / New to Canada / Rent to Own Program / Mortgage Renewal / Refinancing Home Equity Line of Credit / Debt Consolidation / Second Mortgage Bad / Low Credit Self Employed / Construction Loan / Personal Loan / Mortgages, 1st, or 2nd Mortgage/ Home equity loans/ Business loans / small business franchises, etc. How much can you afford? Check with ur affordability calculator. https://www.mortgagealliance.com/en/SunilVazhavilla/affordability-calculator/ Apply online : https://www.mortgagealliance.com/en/sunilvazhavilla/ #Toronto Real Estate Group #Mortgage #Refinance #Renewal# #Debt #SecondMortgage #PreApproval #BadCredit #MortgageAgent #GTA #Scarborough #NorthYork #Toronto #MortgageAlliance #WhyUseABroker #Scarborough #Ajax #Oshawa #Pickering #Whitby#dreamhome #home #firsttimehomebuyers #firsttime #obstacles #homebuyers #homes #house #newhome #secondmortgage#Mortgages #MortgageBroker #MortgageAlliance LIC# M12000954 AKAL Mortgages - FSCO Lic. # 10845 Independently owned and operated

Working with a mortgage broker has many advantages over going directly to a bank. With us, you'll get personalized attention and expert guidance throughout the homebuying journey. Unlike banks that only offer their own mortgage products, we have access to a wide network of lenders, giving you more options to find the right fit for your unique needs. Plus, our services come at no cost to you, making it a smart financial choice. Let's make your dream of homeownership a reality, together. Check out our free mortgage app to get started! #mortgagebroker #bank #personalizedservice #wideoptions ☎️647.453.7969 📩 mortgageswithsunil@gmail.com First time Home Buyers / Commercial / Rent to Own Program / Mortgage Renewal / Refinancing / Home Equity Line of Credit / Debt Consolidation / Second Mortgage / Preapproval / Bad / Low Credit / Self Employed /Construction Loan / 1st, or 2nd Mortgage / Home equity loans / Business loans / small business franchises / ** Truck and equipment financing etc ** #GTA #Scarborough #NorthYork #Toronto #Scarborough #Ajax #Oshawa #Pickering #Whitby #firsttime #privatemortgages #homebuyer #mortgage #mortgageadvisor #LowestInterestRates #debtconsolidation LIC # M12000954 EVERYTHING Mortgages - FSCO Lic. # 12755 Independently owned and operated

Time to renew your mortgage? Don't wait for your lender's call. Contact a broker early and let us shop around for the best rates and terms for you. With Everything Mortgages, renewing is not just easy, it's smart. #MortgageFreedom #DebtFreeLiving #FinancialIndependence ☎️647.453.7969 📩 mortgageswithsunil@gmail.com First time Home Buyers / Commercial / Rent to Own Program / Mortgage Renewal / Refinancing / Home Equity Line of Credit / Debt Consolidation / Second Mortgage / Preapproval / Bad / Low Credit / Self Employed /Construction Loan / 1st, or 2nd Mortgage / Home equity loans / Business loans / small business franchises / ** Truck and equipment financing etc ** #GTA #Scarborough #NorthYork #Toronto #Scarborough #Ajax #Oshawa #Pickering #Whitby #firsttime #privatemortgages #homebuyer #mortgage #mortgageadvisor #LowestInterestRates #debtconsolidation LIC # M12000954 EVERYTHING Mortgages - FSCO Lic. # 12755 Independently owned and operated