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Here are 3 reasons why you should use a mortgage broker vs going to your bank for your mortgage: 1. Better Rates – Because lenders compete for our business, we get access to discounted rates based on volume and we pass these savings directly on to you. 2. Access to more lenders - When you apply for a mortgage at a bank or credit union, you only have access to the products they offer in house. With a mortgage broker, you get access to dozens of lenders. 3. Our services are free – we are compensated by the lender. Reach out today for your free, no obligation mortgage appointment. ☎️647.453.7969 📩svazhavilla@mortgagealliance.com Commercial / First time Home Buyers / New to Canada / Rent to Own Program / Mortgage Renewal / Refinancing / Home Equity Line of Credit / Debt Consolidation / Second Mortgage / Preapproval / Bad / Low Credit / Self Employed /Construction Loan / personal Mortgages, 1st, or 2nd Mortgage / Home equity loans / Business loans / small business franchises / ***** ******** Truck and equipment financing etc ******* #Mortgage #Refinance #Renewal #MortgageAgent #GTA #Scarborough #NorthYork #Toronto #WhyUseABroker #Scarborough #Ajax #Oshawa #Pickering #Whitby#dreamhome #home #firsttimehomebuyers #firsttime #privatemortgage #privatemortgages #homebuyer #mortgage #mortgageexpert #mortgageadvisor #LowestInterestRates #flexiblepaymentoptions #akalmortgagesinc How much can you afford? Check with our affordability calculator. https://www.mortgagealliance.com/en/SunilVazhavilla/affordability-calculator/ Apply online : https://www.mortgagealliance.com/en/SunilVazhavilla/apply-online/ Ask me for information on home and auto insurance Contact me @ 647.453.7969 for a free consultation. LIC # M12000954 AKAL Mortgages - FSCO Lic. # 10845 Independently owned and operated-

Are you aware that at the end of your loan term, you can choose to renew your mortgage exactly as it was with the same terms and conditions? Well, it is the perfect opportunity to negotiate with your bank as well as your mortgage brokers to get the terms and conditions based on your current specific needs. It is normal for an individual’s financial situation to change over time. You must ensure that your mortgage also adapts to your new financial situation and requirements. This is where mortgage renewal comes in handy... Blog Link: https://bit.ly/3LqGkla For more details about Renew Your Mortgage : https://akalmortgages.com/renew-your-mortgage ☎️647.453.7969 📩svazhavilla@mortgagealliance.com Commercial / First time Home Buyers / New to Canada / Rent to Own Program / Mortgage Renewal / Refinancing / Home Equity Line of Credit / Debt Consolidation / Second Mortgage / Preapproval / Bad / Low Credit / Self Employed /Construction Loan / personal Mortgages, 1st, or 2nd Mortgage / Home equity loans / Business loans / small business franchises / ***** ******** Truck and equipment financing etc ******* #Mortgage #Refinance #Renewal #MortgageAgent #GTA #Scarborough #NorthYork #Toronto #WhyUseABroker #Scarborough #Ajax #Oshawa #Pickering #Whitby#dreamhome #home #firsttimehomebuyers #firsttime #privatemortgage #privatemortgages #homebuyer #mortgage #mortgageexpert #mortgageadvisor #LowestInterestRates #flexiblepaymentoptions #akalmortgagesinc How much can you afford? Check with our affordability calculator. https://www.mortgagealliance.com/en/SunilVazhavilla/affordability-calculator/ Apply online : https://www.mortgagealliance.com/en/SunilVazhavilla/apply-online/ Ask me for information on home and auto insurance Contact me @ 647.453.7969 for a free consultation. LIC # M12000954 AKAL Mortgages - FSCO Lic. # 10845 Independently owned and operated-

When the Bank of Canada raises their interest rate it affects things like variable rate mortgages, lines of credit, and credit cards. If you are carrying consumer debt on a line of credit or credit card it may make sense for you to refinance your mortgage to pay off your high interest debt. Consolidating high interest loans can potentially save you thousands plus free up more cash each month. Reach out today for a free consultation. Call Today ☎️ 647.453.7969 📩 svazhavilla@mortgagealliance.com Commercial / First time Home Buyers / New to Canada / Rent to Own Program / Mortgage Renewal / Refinancing / Home Equity Line of Credit Debt Consolidation Second Mortgage Preapproval / Bad / Low Credit / Self Employed /Construction Loan / personal Mortgages, 1st, or 2nd Mortgage. Home equity loans. Business loans, small business franchises, Truck and equipment financing etc #Mortgage #Refinance #Renewal #MortgageAgent #GTA #Scarborough #NorthYork #Toronto #WhyUseABroker #Scarborough #Ajax #Oshawa #Pickering #Whitby#dreamhome #home #firsttimehomebuyers #firsttime #privatemortgage #privatemortgages #homebuyer #mortgage #mortgageexpert #mortgageadvisor #LowestInterestRates #flexiblepaymentoptions #akalmortgagesinc How much can you afford? Check with our affordability calculator. https://www.mortgagealliance.com/en/SunilVazhavilla/affordability-calculator/ Apply online : https://www.mortgagealliance.com/en/SunilVazhavilla/apply-online/ Ask me for information on home and auto insurance Contact me @ 647.453.7969 for a free consultation. LIC # M12000954 AKAL Mortgages - FSCO Lic. # 10845 Independently owned and operated-

If you are getting ready to buy, renew or refinance your mortgage do not panic over rising interest rates. Send me a message and with one application I can shop all lenders, including major banks, to ensure you are getting the best rate and terms on your mortgage. Call Today ☎️ 647.453.7969 📩 svazhavilla@mortgagealliance.com Commercial / First time Home Buyers / New to Canada / Rent to Own Program / Mortgage Renewal / Refinancing / Home Equity Line of Credit Debt Consolidation Second Mortgage Preapproval / Bad / Low Credit / Self Employed /Construction Loan / personal Mortgages, 1st, or 2nd Mortgage. Home equity loans. Business loans, small business franchises, Truck and equipment financing etc #Mortgage #Refinance #Renewal #MortgageAgent #GTA #Scarborough #NorthYork #Toronto #WhyUseABroker #Scarborough #Ajax #Oshawa #Pickering #Whitby#dreamhome #home #firsttimehomebuyers #firsttime #privatemortgage #privatemortgages #homebuyer #mortgage #mortgageexpert #mortgageadvisor #LowestInterestRates #flexiblepaymentoptions #akalmortgagesinc How much can you afford? Check with our affordability calculator. https://www.mortgagealliance.com/en/SunilVazhavilla/affordability-calculator/ Apply online : https://www.mortgagealliance.com/en/SunilVazhavilla/apply-online/ Ask me for information on home and auto insurance Contact me @ 647.453.7969 for a free consultation. LIC # M12000954 AKAL Mortgages - FSCO Lic. # 10845 Independently owned and operated-

Borrowing money is harder for self-employed Canadians which is one of the reasons why working with a Mortgage Broker is so important. We have access to lenders who specialize in self-employed mortgages and understand the challenges that business owners face. If you are self-employed and looking to buy, renew or refinance, reach out today to start the conversation. Call Today ☎️ 647.453.7969 📩 svazhavilla@mortgagealliance.com Commercial / First time Home Buyers / New to Canada / Rent to Own Program / Mortgage Renewal / Refinancing / Home Equity Line of Credit Debt Consolidation Second Mortgage Preapproval / Bad / Low Credit / Self Employed /Construction Loan / personal Mortgages, 1st, or 2nd Mortgage. Home equity loans. Business loans, small business franchises, Truck and equipment financing etc #Mortgage #Refinance #Renewal #MortgageAgent #GTA #Scarborough #NorthYork #Toronto #WhyUseABroker #Scarborough #Ajax #Oshawa #Pickering #Whitby#dreamhome #home #firsttimehomebuyers #firsttime #privatemortgage #privatemortgages #homebuyer #mortgage #mortgageexpert #mortgageadvisor #LowestInterestRates #flexiblepaymentoptions #akalmortgagesinc How much can you afford? Check with our affordability calculator. https://www.mortgagealliance.com/en/SunilVazhavilla/affordability-calculator/ Apply online : https://www.mortgagealliance.com/en/SunilVazhavilla/apply-online/ Ask me for information on home and auto insurance Contact me @ 647.453.7969 for a free consultation. LIC # M12000954 AKAL Mortgages - FSCO Lic. # 10845 Independently owned and operated-

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SECOND MORTGAGE Have you ever wondered if getting a second mortgage was the right option for you? If so, here is some information to consider and some reasons why you may want to consider a second mortgage if you are looking to get a loan... Blog Link: https://bit.ly/3AkHY2v For more details about Second Mortgage : https://akalmortgages.com/second-mortgage ☎️647.453.7969 📩 svazhavilla@mortgagealliance.com #SecondMortgage #secondmortgages #homeequity #homebuyer #mortgage #mortgageexpert #mortgageadvisor #LowestInterestRates #flexiblepaymentoptions #akalmortgagesinc #Mortgage #Refinance #Renewal #MortgageAgent #GTA #Scarborough #NorthYork #Toronto #WhyUseABroker #Scarborough #Ajax #Oshawa #Pickering #Whitby#dreamhome #home #firsttimehomebuyers #firsttime Commercial / First time Home Buyers / New to Canada / Rent to Own Program / Mortgage Renewal / Refinancing / Home Equity Line of Credit Debt Consolidation Second Mortgage Preapproval / Bad / Low Credit / Self Employed /Construction Loan / personal Mortgages, 1st, or 2nd Mortgage. Home equity loans. Business loans, small business franchises, Truck and equipment financing etc How much can you afford? Check with our affordability calculator. https://www.mortgagealliance.com/en/SunilVazhavilla/affordability-calculator/ Apply online : https://www.mortgagealliance.com/en/SunilVazhavilla/apply-online/ Ask me for information on home and auto insurance Contact me @ 647.453.7969 for a free consultation. LIC # M12000954 AKAL Mortgages - FSCO Lic. # 10845 Independently owned and operated-

SECOND MORTGAGE Have you ever wondered if getting a second mortgage was the right option for you? If so, here is some information to consider and some reasons why you may want to consider a second mortgage if you are looking to get a loan... Blog Link: https://bit.ly/3AkHY2v For more details about Second Mortgage : https://akalmortgages.com/second-mortgage ☎️647.453.7969 📩 svazhavilla@mortgagealliance.com #SecondMortgage #secondmortgages #homeequity #homebuyer #mortgage #mortgageexpert #mortgageadvisor #LowestInterestRates #flexiblepaymentoptions #akalmortgagesinc #Mortgage #Refinance #Renewal #MortgageAgent #GTA #Scarborough #NorthYork #Toronto #WhyUseABroker #Scarborough #Ajax #Oshawa #Pickering #Whitby#dreamhome #home #firsttimehomebuyers #firsttime Commercial / First time Home Buyers / New to Canada / Rent to Own Program / Mortgage Renewal / Refinancing / Home Equity Line of Credit Debt Consolidation Second Mortgage Preapproval / Bad / Low Credit / Self Employed /Construction Loan / personal Mortgages, 1st, or 2nd Mortgage. Home equity loans. Business loans, small business franchises, Truck and equipment financing etc How much can you afford? Check with our affordability calculator. https://www.mortgagealliance.com/en/SunilVazhavilla/affordability-calculator/ Apply online : https://www.mortgagealliance.com/en/SunilVazhavilla/apply-online/ Ask me for information on home and auto insurance Contact me @ 647.453.7969 for a free consultation. LIC # M12000954 AKAL Mortgages - FSCO Lic. # 10845 Independently owned and operated-