Here are 3 reasons you should use a mortgage broker vs going to your bank: 1. Better Rates – Because lenders compete for our business, we get access to discounted rates based on volume and we pass these savings directly on to you. 2. Access to more lenders - When you apply for a mortgage at a bank or credit union, you only have access to the products they offer in house. With a mortgage broker, you get access to dozens of lenders. 3. Our services are free – we are compensated by the lender. Contact me @ 647.453.7969 for a free consultation. Commercial First time Home Buyer / New to Canada / Rent to Own Program Mortgage Renewal / Refinancing Home Equity Line of Credit Debt Consolidation Second Mortgage Mortgage PreApproval Bad / Low Credit Self Employed Construction Loan, personal Mortgages, 1st, or 2nd Mortgage. Home equity loans. Business loans, small business franchises, etc. #Toronto Real Estate Group #Mortgage #Refinance #Renewal# #Debt #SecondMortgage #PreApproval #BadCredit #MortgageAgent #GTA #Scarborough #NorthYork #Toronto #MortgageAlliance #WhyUseABroker #Scarborough #Ajax #Oshawa #Pickering #Whitby#dreamhome #home #firsttimehomebuyers #firsttime #obstacles #homebuyers #homes #house #newhome #secondmortgage LIC# M12000954 AKAL Mortgages - FSCO Lic. # 10845 Independently owned and operated